Insurance and Payment Options

Financing Your Care


In our office, we offer high quality care and payment options that work for all of our patients. Below you will find a list of insurance and payment options that we accept. If you don’t see your preferred method on our list, please call our office at Saddle Rock Institute Phone Number 720.826.8900 to find out what other options may be available to you.

Payment options:

Please Note – Payment is due at the time of service.

As a courtesy to you, we will bill your insurance company and track claims. Please keep us informed of any changes to your insurance plan. You are responsible for the fees charged by our office, no matter what your insurance coverage may be. Most insurance companies should respond to the claim within four to six weeks. Any remaining cost is your responsibility.

Dental Insurance Plans We Work With:

  • Aetna
    • Aetna Healthfund/Aetna DentalFund
    • Dental EPP
    • Dental PPO/PDN
    • Aetna Dental Direct PPO/PDN
    • Aetna Healthfund/Aetna DentalFund with PPO II Network
    • Affordable Health Choices from Aetna
    • Dental EPP with PPO II Network
    • Dental PPO/PDN with PPO II
    • Dental PPO/PDN with PPO II and Extend
    • Aetna Vial Savings
    • Aetna Pediatric Dental Plan
  • Anthem Blue Cross
    • Anthem Dental PPO/PPO+
    • Federal Employee Program
    • Basic & Standard Option
    • PPO 100/200/300/Prime/Complete
    • Dental GRID/GRID+
    • Dental Blue
  • Cigna
    • DPPO Advantage Network
  • Delta Dental 
    • Premiere
    • PPO
  • Humana
    • PPO
    • Federal Advantage Network
  • MetLife
    • PPO
  • United Healthcare
    • PPO Standard Network – National
    • PPO Discount Plan Network
  • Medicaid-DentaQuest
    • Health First CO State Plan
    • DIDD State Plan
    • DIDD State Waiver
    • CHP+
  • United Concordia and TriCare West
    • Advantage Plus
    • TriCare Dental Plan Dental Network

Medical Insurance Plans We Work With:

We do not accept Medicare Advantage plans.

  • Aetna
    • Aetna Commercial Plans
    • HMO, PPO, EPO, Managed Choice
    • Aetna Whole Health
    • First Group Health
    • Cofinity PPO
    • Administrators
  • Anthem Blue Cross Blue Shield
    • PPO
    • HMO
    • Pathway (HMO) and Pathway PPO/EPO
    • Pathway Essentials (HMO)
    • WellChoice
    • High Performance Network (HPN)
    • Federal Employee Program (FEP)
    • Extended CU Health Plan PPO
    • High Deductible CU Health Plan (PPO)
    • Dr. Dobbs is not in-network with CU Exclusive Plan
  • Cigna
    • Open Access Plus PPO & HMO
  • Humana
    • Choice Care PPO
  • Kaiser Permanente
    • Need authorized referral prior to scheduling with Dr. Ryan Dobbs name and Saddle Rock Institute Address on referral
  • TriCare West
    • Need authorized referral prior to scheduling with Dr. Ryan Dobbs name and Saddle Rock Institute Address on referral
  • United Healthcare
    • Choice EPO
    • Choice HMO/Choice +HMO
    • Select EPO Effective
    • Nat Ancill All Other
    • UHC NexusACO RB
    • Choice Plus POS
    • Select HMO/ Select +
    • UHC NexusACO RP
    • UHC Core HMO
    • UHC NexusACO NRB
    • UHC NexusACO NRP
    • UHC NexusACO NR
    • PPO
    • UHC Core EPO
    • UHC NexusACO OAP
    • UHC NexusACO OAP
    • Select Plus POS
    • UHC NexusACO R
    • UHC NexusACO OA
    • UHC Core Choice Plus POS
  • Medicare
    • Standard Medicare Part A & B
      • We do not accept Medicare Advantage Plans
  •  Medicaid
    • We do NOT accept Rocky Mountain Health Plan Medicaid or Denver Health Medicaid
    • Health First CO State Plan
    • DIDD State Plan
    • DIDD State Waiver
    • CHP+
    • Kaiser Permanente
    • Colorado Access

Please call 720-826-8900 for more information about your specific health plan.